 Truman Scholarship is administered by the Harry S. Truman Scholarship Foundation and it is provided to around 65 junior college students or third year seniors every year. To become eligible for Truman Scholarship, an applicant must be designated by the delegated faculty, where the candidate is pursuing an undergraduate course. The candidate must possess at least 3.5 of GPA, enrolled for full time course and must be a US citizen. The contribution of candidate in social activities and his volunteer performance in constructive activities during the academics play vital role to get eligible of the scholarship. A person, who is eligible for Truman Scholarship, must devote three years to field of public service or else he has to return his scholarship back. The scholarship foundation looks for a candidate, who is a volunteer and has shown great passion towards the public services. An applicant must have taken active part in community service and recognized social problems very well. Monetary compensation is not the only benefit of Truman Scholarship but Scholars can avail other important benefits as well. The achievers of this Scholarship get help for internship placement, career counseling, soft skills training and admission for graduate courses. Truman Scholars also get an opportunity to participate in programs like Public Service Law Conference, Truman Fellow Program and Truman Scholar Leadership Week. Many professional colleges offer some sort of funding and priority to the candidates whore are recognized as Truman Scholars. If any Truman Scholar takes part in United States Foreign Service Exam then he is exempted from the written section part of the Exam. Every year, in order to divulge latent talent from every institute; Truman Scholarship is honored to one or two candidates from the colleges which have never had any Truman Scholar in their history. Truman Scholars possess expertise, leadership skills, intellect and self motivation that groom them to become a strong force, which can be utilized in any kind of field for the development of society. Read More... |
Saturday, 25 February 2012
Truman Scholarships
National Merit Scholarship
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National Merit Scholarship Program, administered by a not-for-profit, privately funded organization National Merit Scholarship Corporation, was started in 1955. But getting this scholarship is not easy as it involves a series of steps. Any college bound student must appear for the preliminary SAT, also called National Merit Scholarship Qualifying Test (NMSQT), which acts as a screening test. It is attempted by more than million juniors from high school out of which top 50000 students are given recognition and their schools are notified. They are given a chance to choose two colleges they would like to pursue and NMSC sends their scores to the respective colleges. Then these students are notified by the colleges whether they have qualified as a ‘semi finalist’ or are ‘commended’. Commended students cannot compete for National Merit Scholarship but receive Letters of Commendation for their promising outstanding academics. Some of these students qualify for Special Scholarships which are sponsored by businesses and corporate. Around 16000 semifinalists are notified out of the top 50000 scorers out of which around 15000 reach the final stage. Based on their academics, skills, performance, talent, accomplishments, abilities and essay written by the person, around 8200 final merit winners are chosen from the group of finalists. Merit winners get $2500 each at the freshman year of their college and it adds weight to their college admissions. Colleges boast of having a number of ‘National Merit Scholars’ enrolled with them. Many colleges also award large or full scholarships to National Merit Scholars to attract them to their college. They are awarded on state representation basis and do not consider the financial condition of the family. The benefits are not only for winners, being a semi finalist or a finalist is also an appreciable position and carries lot of weight. It is a best way to gain recognition for college admissions and become eligible for different college and corporate sponsored merit based scholarships. Though becoming a National Merit Scholar involves a stringent process, it is attempted by millions of high school students as more than the modest monetary scholarship it gives recognition to the students. Read MOre... |
Rising cost of education is acting as a barrier for students who want to pursue college education and build up their career after high school. Even meritorious students are facing challenges in coping with high fees and other expenses while opting for a course, college or university of their choice. They are the future leaders and to ensure that their merit does not go waste, a number of merit based scholarships are available. One of these scholarships is the National Merit Scholarship which is available for high school juniors who wish to further pursue college education.Coco Cola Scholarships
 Coco Cola Scholarship programs can be classified as– • Four Year Award for Seniors – This scholarship is based on merit and students from all public and private schools across U.S. are eligible to apply. It is for seniors in high school who want to study further and attend a 4 year college or university. This scholarship is paid out over 4 years and requires a minimum 3 GPA at the end of the junior year at high school. From the applications that are received, around 2200 semi finalists are shortlisted. They are supposed to submit a secondary application and then a group of 250 finalists are selected from them. Out of these 250, only 50 students are chosen as National Scholars and each awarded $20000 for their education while remaining 200 are the Regional Scholars and each receives $10000 for their education. • Coco Cola 2 Years Scholarship Program – Even this is a merit based scholarship given to students in 2 year colleges who exhibit leadership skills, volunteer participation in communities and excellent academic record. Around 350 outstanding, civic minded students are awarded $1000 under this program which is administered by Phi Theta Kappa. • Coco Cola First Generation Scholarships – This is a unique scholarship program that is awarded to students who are first to attend college in their immediate families. This program has awarded more than $19 million under this scholarship program. • Coco Cola All State Community College Academic Program – These are 400 scholarships awarded to students who are planning to attend or attending a 2 year college and earn a degree. Under this program, in each of the 50 states, the top scoring student is named ‘New Century Scholar’ and awarded $2000 scholarship each. Remaining 350 are classified as Gold Scholars ($1500 scholarship), Silver Scholars ($1250 scholarship) and Bronze Scholars ($1000 scholarship). The applicants must be enrolled at a community college and have a college level cumulative GPA of 3.5. Coco Cola Scholarship Programs do not evaluate a person on his financial need; it evaluates in four areas namely academic achievement, community service, leadership and employment. It is their contribution to the society in creating civic minded leaders of tomorrow. Read More... |
Federal Student Loan – Federal Monetary Assistance for Education
 One of the most preferred and economic type of student loans is the federal student loan. These are the loans for education given by the federal government and are provided through the Federal Direct Student Loan Program (FDLP) by U.S. Department of Education. The federal government program for loan to students has been designed to cater to diverse group of students. This loan can be subsidized or unsubsidized. In a subsidized loan, interest on loan is paid by government when the student is completing his education. In an unsubsidized loan, the interest on the loan has to be paid by the borrower. Fixed, low interest rate and no collateral or credit checks make it a favorable option for students. Federal student loans can be further classified as– • Stafford Loans – These loans are available on subsidized and unsubsidized basis for undergraduate as well as graduate students. These loans are not subject to an approval of credit and also offer 6 months deferred repayment period. • Perkins Loans – These fixed interest rate loans have very generous terms and are designed especially for students with acute financial needs. They can be taken by undergraduate or graduate students who qualify in the loan terms. • Parent Loan for Undergraduate Student (PLUS) Loans – These loans are taken by parents for the education of their children. The loan terms are different than other types of federal loans like the interest is comparatively higher, commitment of repayment is done by parents etc. • Consolidation Loans – These loans are for students who have more than one federal student loan to repay. They can consolidate the various loans into a single loan at a fixed interest rate and longer repayment term. The benefits of federal student loans are – • Federal loans offer a grace period (deferred repayment) after the completion of education. • Rate of interest is lower than private loans like for undergraduates it usually ranges in 3.4% to 6.8%, depending on the type of loan. • As rate of interest is fixed, the repayment amount stays same over the loan period and without any ‘surprise’ increases. • Less stringent credit requirements makes most of the students eligible for federal loans. • Federal loans are designed in a way that the borrower is protected even if he runs into a financial trouble. Any parent or student must explore the varied options available under federal student loans before opting for a private loan. A wise, careful and well-thought made choice of loan will save you from being burdened under a mountain of debt to be tackled after the completion of your education. Read More... |
Stafford Loan – Federal Loan for Education
 A Stafford Loan helps students with their tuition fees and other educational expenses. This loan was previously known as Federal Guaranteed Student loan but in 1988 it was named in honor of U.S. Senator Robert Stafford as Stafford Student Loan Program. Popularly known a Stafford Loan, it provides loans to undergraduate, graduate or professional students at a fixed, low rate of interest. They can be obtained from credit union, bank or from the government and are regulated by federal government. They can be classified as– • Subsidized Stafford Loans – In a subsidized Stafford loan, while the student is in school the interest is paid by the government. Even during the authorized deferment period and during the grace period, the interest is paid by government. The student needs to be enrolled in a school for atleast half time (6 credit hours) and if he drops out of school then he becomes responsible for the monthly repayment. • Unsubsidized Stafford Loans – In an unsubsidized loan, government does not pay the interest and entire repayment is done by the borrower. To become eligible for a Stafford Loan, whether subsidized or unsubsidized, the person must submit the FAFSA (Free Application for Federal Student Aid) application. The student must also be enrolled in an undergraduate or graduate course atleast on a half-time basis. The type of loan for which a person qualifies depends on his financial/dependency status and EFC (Expected Family Contribution). Interest rate is fixed for Stafford Loan and is 3.4% for subsidized loans and 6.8% for unsubsidized. Repayment of Stafford Loan begins after a grace period of six months after graduation or termination of the study program (whichever is first). There is no need for credit approval and can be consolidated later. But Stafford loan follows increasing borrowing limits and one cannot access the entire loan amount at once. Depending on the status of the degree and how far person is in school (number of years) a person can access the loan for example, undergraduates can take an amount of $5500 in first year,$6500 in second and $7500 each year until they reach $31000. The limits are separate for dependent undergraduate students, independent undergraduate, professional and graduate students. The benefits of Stafford Loans make it a popular and lucrative option to secure low cost financial aid to support one’s education. These loans are student’s first choice in federal loans and have earned the reputation of making college payments easier. Read More... |
Federal Perkins loan
 Federal Perkins Loan is designed by the American Department of Education to help college students of US in financing their education. The loan plan is named after one of the former member of US House of Representative, Carl D. Perkins. Perkins loan offers maximum amount of $60,000 for graduate students and $27,500 for undergraduate students. Interest rates of Federal Perkins loan are capped at 5 percent for the repayment period of ten years and an undergraduate student can only borrow maximum $5,500 of loan per year. The amount of loan a candidate is eligible for actually depends on his financial need, amount of financial aid taken before and fund availability at school. Perkin loan plan provides grace period of nine months to the borrowers, which gives an opportunity to a student to make their repayment from tenth month after graduating. As Federal Perkins Loan is funded by government, the interest rate accrual begins only when a candidate start repaying his loan. A borrower doesn’t need to pay any other charges than interest in Federal Perkins loan. However, if he skips the payment or doesn’t make complete installments in stipulated time span then he might have to bear collection cost as well as partial loan default charges. The greatest advantage of a Federal Perkins loan is that it is incorporated in the federal direct consolidation loan scheme, which facilitates dealing with the lending process much easier. To repay student loan after graduating is one of the big concerns for bachelor students. Proper planning and forethought can surely reduce the burden of student loan to a significant extent. Read More... |
Private Student Loan
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Many families opt for private loans for educational purpose when federal loans don’t offer adequate funds or when they require modified terms and conditions or highly flexible repayment options. Other types of standard loan don’t provide option of repayment until the student finished his study. On the other hand, private loans offer this option, which attract most of the borrowers towards it. Though the private loans are utilized by borrowers to pay Expected Family Contribution (EFC), some lenders provide funds which are excess of the overall cost of attendance. The amount which exceeds the difference between the financial aid and cost of attendance is referred as resource. Private loans tend to cost lower the credit card debt but they are more expensive than loans provided by Federal government. Private loan comes with variable interest rates that usually cost higher than fixed interest rates charged on Federal loans. The interest rate associated with private loans usually linked with the indices like London Interbank Offered Rate (LIBOR). Lenders generally charge to their most creditworthy borrowers with the interest rate in the form of prime lending rate. The interest rate which has LIBOR as a benchmark index tends to fluctuate slowly as compared to other indices. The fees or charges you pay for student loan are completely based upon your credit score. You will be eligible for private student loan, only if your FICO score is above 650. A rise in mere 25 points in your credit score will adequate to offer you attractive terms and conditions. Whenever Federal government curtails loan limits or applies stringent guidelines on federal student loans, borrowers seek for other kind of loans and the focus entirely shifts towards private student loans. The volume of private student loans is rising rapidly as compared to federal student loan. If current practice continues for some more time, then the private education loan volume will surpass the volume of federal education loan in upcoming years.Read More... |
Private loans help students in bridging gap between the amount government permits to borrow from the program and the exact cost of education. Private loans, referred as an alternative education loans, which are provided by private lenders. Borrowers don’t need to complete any Federal form when they apply for private student loan.Student Loan Consolidation
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Consolidation loan offers easy repayment option for borrowers of education loan. The program is designed in such way that it will make student loan repayment affordable by offering fixed interest rate option. Consolidation loan help borrowers to take advantage of modified terms and conditions which are more attractive as compared to their previous loans. It helps borrower in extending his loan tenure up to 30 years which assists in reducing monthly installments by as high as 50% in some cases. You can have one time convenient payment option by using consolidation loan rather than making repayments on different dates to various lenders. The application process for consolidation loan is extremely hassle-free and it doesn’t involve any credit checks or excessive processing charges. If you want to make repayment of your consolidation loan before due date, then you can do so without incurring any penalty. The eligibility of borrower for consolidation loan depends on his debt status which includes all outstanding student or education loans. A student can eligible to consolidate his loan, if he has been graduated or relieving from the school. As there are lots of advantages attached with the Federal student loans, the consolidation process of Federal and private loan must be followed separately. If you have borrowed both kinds of loans then it is advisable to consolidate your Federal education loan first which results in significant cost savings at the end of process. Your lender manages all the administrative and documentation work associated with your new loan. Lender handles payment tracking system, billing process and sends you review on your current loan status. Some lenders even make tie-up with leading service providers to offer appropriate facilities to their borrowers.Read More... |
Consolidation loans integrate various student loans to form one bigger loan, which can be utilized to compensate the other loan payments. Student loan consolidation program is almost similar to the refinance mortgage process. Consolidation loan is available for different types of basic loans like Stafford loan, Perkins loan, Federal Supplemental Loans for Students (SLS), National Direct Student Loans (NDSL) and Guaranteed Student Loans. Many lenders provide consolidation programs for private student loans as well. Show general grant, expressing to barrow, caused the specialty development of
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Friday, 28 October 2011
Ford Trucks/Built Ford Tough FFA Scholarship Program 2012-2013
6060 FFA Drive Indianapolis, IN 46268-0960
Phone: 317-802-6060
Fax: 317-802-6051
Email: scholarships@ffa.org
http://www.ffa.org
Purpose of award: To support students who are members of the FFA.
Eligibility requirements: Applicants must be current FFA members and high school seniors or college students planning to enroll or currently enrolled full-time. Students only need to complete the online application one time to be considered for all FFA-administered scholarships. The application requires information about the students' activities and a 1,000-word essay. Awards may be used for books, supplies, tuition, fees and room and board. Applicants must obtain a signature from a local Ford dealer.
Target applicant: High school students
College students
Adult students
Minimum GPA: None
Amount: $1,000.
Number of awards: 705.
Deadline: February 15.
How to apply: Applications are available online.
Fourth Degree Pro Deo and Pro Patria Scholarships 2012-2013
Department of Scholarships
P.O. Box 1670
New Haven, CT 06507
Phone: 203-752-4000
Fax:
Email: info@kofc.org
http://www.kofc.org
Purpose of award: To provide aid to members or the children of members of the Knights of Columbus.
Eligibility requirements: Applicants must be members or the children of current or deceased members of the Knights of Columbus or, in some cases, be members of the Columbian Squires. Applicants must be entering their freshmen year at a U.S. Catholic college.
Target applicant: High school students
College students
Adult students
Minimum GPA: None
Amount: $1,500.
Number of awards: 62. Scholarship may be renewable.
Deadline: March 1.
How to apply: Applications are available by mail.
Gaston/Nolle Scholarships 2012-2013
Harding University Box 12249 915 E. Market Avenue
Searcy, AR 72149-2249
Phone: 800-477-4225
Fax: 501-279-4589
Email: dorgan@harding.edu
http://www.harding.edu/alphachi/scholarships.htm
Purpose of award: To assist Alpha Chi members who are entering their senior year of undergraduate study.
Eligibility requirements: Applicants must be members of Alpha Chi who are enrolled full-time in a bachelor's degree program.
Target applicant: College students
Adult students
Minimum GPA: None
Amount: $1,500-$2,500.
Number of awards: 12.
Deadline: February 22.
How to apply: Application requirements are available online, and applicants must be nominated by the faculty sponsor.
GCSAA Legacy Awards 2012-2013
GCSM Scholars Competition
1421 Research Park Drive
Lawrence, KS 66049
Phone: 800-472-7878
Fax:
Email: infobox@gcsaa.org
http://www.gcsaa.org
Purpose of award: To support the children and grandchildren of GCSM members.
Eligibility requirements: The applicants' parents or grandparents must have been GCSM members for five or more consecutive years. Applicants must also be full-time college students or high school seniors already accepted into a postsecondary school.
Target applicant: High school students
College students
Adult students
Minimum GPA: None
Amount: $1,500.
Number of awards: Varies
Deadline: April 15.
How to apply: Applications are available by contacting Pam Smith, 800-472-7878, x3678.
General Conference Women's Ministries Scholarship Program 2012-2013
Silver Spring, MD 20904
Phone: 301-680-6672
Fax: 301-680-6600
Email: womensministries@gc.adventist.org
http://wm.gc.adventist.org
Purpose of award: To support female Seventh-day Adventists who are pursuing Christian education.
Eligibility requirements: Applicants must be women who are planning to study at a Seventh-day Adventist college in their division. Students in their final two years of study will be given preference. Applicants must show financial need, academic achievement and willingness to serve the Lord.
Target applicant: High school students
Graduate school students
College students
Adult students
Minimum GPA: None
Amount: Varies.
Number of awards: Varies
Deadline: Varies.
How to apply: Applications are available online and from Women's Ministries Directors in each division.
Girl Scout Achievement Award 2012-2013
777 North Meridian Street
Third Floor
Indianapolis, IN 46204-1420
Phone: 317-955-3845
Fax: 317-955-3884
Email: alahq@legion-aux.org
http://www.legion-aux.org
Purpose of award: To reward Girl Scout Gold Award winners.
Eligibility requirements: Applicants must be Cadet or Senior Girl Scouts who have received the Girls Scout Gold Award, be active members of their religious institution and have received the appropriate religious emblem, and demonstrate citizenship. Applicants must submit four letters of recommendation from Religious Institution, school, community and scouting.
Target applicant: High school students
Minimum GPA: None
Amount: Varies.
Number of awards: Varies
Deadline: February 11.
How to apply: Applications are available online.
Future Teacher Scholarship 2012-2013
103 Kedzie Hall
Manhattan, KS 66506
Phone: 330-672-8297
Fax:
Email: cbowen@kent.edu
http://www.jea.org
Purpose of award: To provide scholarships for upper-level or master's students who intend to teach scholastic journalism.
Eligibility requirements: Applicants must be education majors focusing on learning to teach scholastic journalism at the secondary school level.
Target applicant: Graduate school students
College students
Adult students
Minimum GPA: None
Amount: $1,000.
Number of awards: Varies
Deadline: October 1.
How to apply: Application information is available online.
Glass, Molders, Pottery, Plastics and Allied Workers Memorial Scholarship Fund 2012-2013
608 E. Baltimore Pike P.O. Box 607
Media, PA 19063
Phone: 610-565-5051
Fax: 610-565-0983
Email: gmpiu@ix.netcom.com
http://www.gmpiu.org
Purpose of award: To provide financial assistance to the children of members.
Eligibility requirements: Applicants must be children, step-children or legally-adopted children of Glass, Molders, Pottery, Plastics and Allied Workers members.
Target applicant: High school students
Adult students
Minimum GPA: None
Amount: $4,000.
Number of awards: Varies
Deadline: November 1.
How to apply: Applications are available by written request or by contacting your local union office.
HANA Scholarship 2012-2013
Office of Loans and Scholarships P.O. Box 340007
Nashville, TN 37203
Phone: 615-340-7344
Fax: 615-340-7367
Email: umscholar@gbhem.org
http://www.gbhem.org
Purpose of award: To support students in the United Methodist Church who are of Hispanic, Asian, Native American or Pacific Island parentage.
Eligibility requirements: Applicants must be in at least their junior year of college or in graduate school, and they must have at least a 2.85 GPA. They must have been members of the United Methodist Church for at least three years. Students must plan to take on leadership roles in their church and ethnic communities.
Target applicant: Graduate school students
College students
Adult students
Minimum GPA: 2.85
Amount: Varies.
Number of awards: Varies
Deadline: April 1.
How to apply: Applications are available online.
Howard Coughlin Memorial Scholarship Fund 2012-2013
1660 L Street NW
Washington, DC 20036
Phone: 202-393-4464
Fax:
Email:
http://www.opeiu.org
Purpose of award: To offer scholarships to OPEIU members and their children.
Eligibility requirements: Applicants must either be a members of OPEIU in good standing, or the children, stepchildren or legally adopted children of an OPEIU member in good standing or associate members. Applicants must also be either high school seniors or high school graduates entering a college, university or a recognized technical or vocational post-secondary school as full-time students. Part-time scholarships are defined as a minimum of three credits and no more than two courses. Selection is based on transcripts, high school class rank, and SAT/ACT scores or evidence of an equivalent exam by a recognized technical or vocational post-secondary school.
Target applicant: High school students
Adult students
Minimum GPA: None
Amount: $2,000-$5,000.
Number of awards: 18 (12 full-time, 6 part-time).
Deadline: March 31.
How to apply: Applications are available by written request.